Insurance

Understanding Your Insurance & Payment Options at Middlesex Periodontics & Dental Implants

Navigating dental insurance can be confusing, but at Middlesex Periodontics & Dental Implants, PC, we are committed to making the process as smooth as possible. Our experienced insurance coordinator works with a variety of insurance providers to help you maximize your benefits. Whether you have a PPO plan or out-of-network coverage, we will assist in submitting claims and estimating your insurance benefits so you can focus on your periodontal health

Accepted Insurance Plans & Coverage Assistance

We proudly participate with Delta Dental Premier and Cigna PPO and work with many other dental PPO plans to help you receive the best possible coverage for your treatment. As a courtesy, our office will:

  • File insurance claims on your behalf to ensure timely processing.
  • Provide benefit estimates based on the information available from your carrier.
  • Assist with pre-treatment estimates so you know your expected out-of-pocket costs before your procedure.

If you have dental insurance, please bring your most current insurance information to your appointment. Keeping your records updated allows us to provide accurate benefit calculations and help you receive the full coverage you are entitled to.

How Much Does Insurance Cover for Periodontal Treatment?

Most dental insurance plans cover 30% to 80% of treatment costs, depending on your policy and the type of procedure. Factors affecting coverage include:

  • Whether the treatment is classified as preventative, basic, or major care.
  • The annual maximum benefit set by your insurance provider.
  • Your deductible and co-payment requirements.

To prevent unexpected costs, our team will work with your insurance company to obtain a detailed benefit analysis before treatment begins. If needed, we can also submit a pre-authorization request to confirm what your plan will cover.

Flexible Payment Options & Financing Plans

We believe everyone should have access to high-quality periodontal care, which is why we offer flexible payment plans for patients with out-of-pocket expenses. We accept:

  • Cash, major credit cards, and personal checks.
  • Third-party financing options, such as CareCredit, to help break payments into manageable monthly installments.
  • Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) to help cover eligible dental expenses.

If you require extensive treatment, our office will work with you to create a customized payment plan that fits your budget while ensuring you receive the care you need.

Why Choose Middlesex Periodontics & Dental Implants for Your Care?

At our East Brunswick periodontal office, we prioritize patient care, transparency, and accessibility. When you choose Dr. Daniel Reich for your periodontal and implant needs, you benefit from:

  • Experienced, board-certified periodontal care from a Diplomate of the American Board of Periodontology.
  • State-of-the-art technology to provide advanced treatments with precision.
  • Personalized financial assistance, helping you navigate insurance and payment options with ease.

Your dental health is an investment, and we are here to make that investment as affordable and stress-free as possible.

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