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Explore Cherry Financing

Apply for Cherry Financing

   

What Is Cherry Financing?

Cherry is a patient financing platform designed to help you break the total cost of your periodontal treatment into smaller, more manageable monthly payments. Rather than paying the full amount upfront, you can spread your dental implant costs or other procedure fees across a payment schedule that works for your household budget. Cherry partners directly with our office so you can apply and receive a decision quickly, often during the same appointment where you discuss your treatment plan.

How the Application Works

The application process takes about 60 seconds and can be completed from your smartphone or with the help of our front desk team. Cherry uses a soft credit check to evaluate your eligibility, which means applying will not impact your credit score. Once approved, you can review your available payment plan options and select the terms that fit your needs before committing.

Flexible Terms to Fit Your Budget

Cherry offers a range of repayment terms, including promotional 0% APR options for qualified applicants and longer-term plans for those who need additional flexibility. Payment plans extend up to 60 months, and approved amounts can cover a wide range of procedures, from single-tooth replacements to full-arch dental implants. There are no hidden fees, and you can manage your account, track your balance, and set up autopay through Cherry’s online patient portal.

Who Can Apply for Cherry Financing?

Cherry financing is available to most patients who meet a few basic requirements.

To apply, you must:

  • Be at least 18 years old
  • Possess a valid U.S. state driver’s license
  • Have a valid bank-issued debit card

There is no minimum credit score required to submit an application, and the soft credit check ensures your score remains unaffected regardless of the outcome.

Dental care presents higher financial barriers than other types of healthcare services, and a significant percentage of adults report delaying or skipping dental treatment due to cost. Cherry financing exists to bridge that gap, giving you access to the care you need without the pressure of a single lump-sum payment.

What Treatments Can Cherry Cover?

Cherry can be applied to a wide variety of periodontal and implant procedures available at our East Brunswick office. Whether your treatment plan involves a straightforward gum disease procedure or a more extensive restoration, Cherry’s approved amounts can accommodate your needs.

Treatments commonly financed through Cherry include:

Many of our patients in Middlesex County find Cherry especially helpful for higher-cost treatments like full-arch dental implants, where the total investment can be substantial. By breaking these costs into monthly payments, you can move forward with treatment sooner rather than waiting until you have saved the full amount.

How to Get Started

Getting started with Cherry at our office is straightforward. During your consultation with Dr. Reich, our team will walk you through your treatment plan, including the estimated costs and available financing options. If you would like to explore Cherry, you can apply on the spot using your phone or one of our office devices. You will receive an instant decision, and if approved, you can select your preferred payment plan and begin treatment without delay.

We also welcome patients who carry dental insurance to combine their benefits with Cherry financing. If your insurance covers a portion of your treatment but leaves a remaining balance, Cherry can be used to finance the out-of-pocket difference, making it easier to manage the total cost.

Apply for Cherry Financing at Middlesex Periodontics & Dental Implants

Middlesex Periodontics & Dental Implants is proud to offer Cherry financing as part of our commitment to making quality periodontal care accessible to patients throughout East Brunswick, Edison, Monroe, Sayreville, New Brunswick, and surrounding Middlesex County communities. Dr. Reich brings over 25 years of clinical experience, advanced training from SUNY Stony Brook, and a dedication to providing personalized treatment plans using the latest technology, including 3D imaging, digital surgical guides, and the PerioLase MVP laser system.

You deserve a healthy, confident smile, and cost should never be the reason you delay treatment. Contact our office to learn more about Cherry financing or schedule a consultation.

Ready to Get Started?

Choose your own payment terms with plans up to 60 months and no hidden fees.

Frequently Asked Questions About Cherry Financing

Does applying for Cherry financing affect my credit score?

No. Cherry uses a soft credit check to evaluate your eligibility, which does not impact your credit score. You can apply with confidence knowing your credit will remain unaffected regardless of the outcome.

The application takes about 60 seconds to complete. You can apply from your smartphone or with the assistance of our front desk team, and you will receive an instant decision on your eligibility.

Yes. If your insurance covers a portion of your treatment, Cherry can be used to finance the remaining out-of-pocket balance. Our team can help you understand how your benefits and financing work together.

Cherry provides an online patient portal where you can track your balance, view payment due dates, set up autopay, preview upcoming payments, and update your payment method at any time.

There is no minimum credit score required to submit an application. Cherry evaluates several factors during the soft credit check to determine your approval amount and available terms.

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